Cheap Microsoft Money 2004 Standard (Software) (Windows 2000, Windows XP, Windows 98, Windows Me) Price
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| PLATFORM: | Windows 2000, Windows XP, Windows 98, Windows Me |
| CATEGORY: | Software |
| MANUFACTURER: | Microsoft |
| FEATURES: | CD-ROM, The simple and powerful set of tools makes personal finance easy -- step-by-step tools help you balance your checkbook, and track your budget, Save time organizing and managing your finances -- download checking, credit card and other transactions from your bank automatically, Consolidate your financial information from multiple institutions, for a better look at your overall financial health, Create a budget and track your spending with monthly reports to better understand your spending habits |
| MEDIA: | CD-ROM |
| MPN: | 105-00460 |
| ACCESSORIES: | |
| UPC: | 805529325487 |
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Customer Reviews of Microsoft Money 2004 Standard
AWFUL PRODUCT! If I could give this "application" no stars I would. <
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>"Features" within the application are nothing more than a direct link to several of Microsoft's websites. When I inquired about deactivating these "features", Microsoft's reply was essentially "sorry, this is part of the software." <
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>As an avid and loyal user of Money since 2001, I will be switching to another package or trying to find my MS Money 2001 disks. <
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>I already owned Money 2001 Standard Edition and expected similar feature sets in Money 2005 Standard....oops. If you want "retirement accounts", you need to purchase the 2005 Deluxe. If want the monthly Cash Flow forecast (like in Money 2001), that feature is GONE! <
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>This is nothing more than brochure-ware for Microsoft's web sites, YOU have to pay for it, AND M$ has the audacity to actually have pop-up messages built into the product ASKING YOU TO UPGRADE. <
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Fair Financial Software
I purchased Microsoft Money to keep track of my monthly budget and a couple of small investments that I had. While there is some good stuff there, Money has quite a few shortcomings which make it much less than what I expected.
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>The Good
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>- Connects directly with financial websites such as Ameritrade to download stock portfolio information and banks to get check information which is then seemlessly integrated into your budget/analysis/etc. Very useful.
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>The Bad
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>- Confusing interface which was hard to transfer from one view to another
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>- No financial tools to analyze your holdings. No ROI, no NPV, no aggregate betas, nothing beyond stocks current price.
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>- No way to aggregate accounts of stocks and bonds or to analyze your holdings across accounts.
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>- The budgeting software was not very effective. It was hard to categorize checks. You had to do it one-by-one in a process that takes a pretty long time.
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>- If there was an automatic bill-pay mechanism, I didn't figure it out.
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>Overall
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>For my needs, I would not buy this product again. I thought about upgrading to the professional version, but did not see that it addressed the problems of the standard version.
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>There is really nothing in Money that you can't do just as easily in an Excel worksheet and a Yahoo! Finance portfolio. In many ways, Yahoo's free web service is superior to Microsoft's software.
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What a deal!
2004 Standard Moneys for under 20 bucks! booya!
-Gnome